Payment Policy
Payment Policy
Effective Date: October 21, 2026
Last Updated: October 21, 2026
1. Overview
This Payment Policy explains the payment terms applicable to purchases made through KUHBAQ, operated by Novus Commerce Inc.
2. Accepted Payment Methods
The payment methods available for your purchase will be displayed at checkout. Available options may vary according to your location and the payment services enabled by our store.
Please review the payment options and total amount before completing your order.
3. Payment Authorization
By submitting an order, you authorize the applicable payment provider to process the transaction for the amount displayed at checkout.
Orders may not be processed until payment authorization or confirmation has been received. If a transaction is declined or cannot be verified, processing may be delayed or the order may be cancelled where permitted by law.
4. Prices and Currency
Product prices, shipping charges, and applicable taxes or fees will be displayed at checkout where applicable.
Your payment provider or financial institution may apply currency conversion fees or other transaction charges. Such charges are determined by the relevant provider and may not be included in the displayed order total.
5. Order Confirmation
An order confirmation may be sent to the email address provided during checkout.
An order confirmation acknowledges receipt of the order but does not necessarily mean the order has been dispatched.
Please ensure that your contact and billing information is accurate.
6. Payment Security
Payments may be processed by third-party payment service providers. Your use of those services may be subject to their own terms and privacy policies.
Please do not send passwords, full payment card details, or other sensitive payment credentials to us by email.
7. Failed Payments
If a payment fails, check the information entered at checkout and contact your bank or payment provider if necessary.
You may use another payment option if one is available. KUHBAQ cannot guarantee that a payment will be approved by a bank, card issuer, or payment provider.
8. Refunds
Approved refunds will generally be returned to the original payment method, subject to the payment provider's procedures and applicable law.
Refund eligibility and return requirements are explained in our Return & Refund Policy.
9. Fraud Prevention
We may review transactions where reasonably necessary to prevent fraud, unauthorized payments, or misuse of our website.
Where permitted by law, we may request additional verification or cancel an order if payment cannot be verified.
10. Changes to This Policy
We may update this Payment Policy to reflect changes to our payment services or business practices. Updated terms will be published on this page.
11. Contact Information
Store Name: KUHBAQ
Legal Business Name: Novus Commerce Inc.
Employer Identification Number (EIN): 42-4737034
U.S. Company Address: 400 NORTH MAIN AVENUE, SUITE 206, SIOUX FALLS, SD 57104
Email: service@kuhbaq.com
Phone: +86 18475950404
Nothing in this policy limits any rights that cannot lawfully be excluded under applicable law.